ARE WE REALLY AT THE BOTTOM OF THIS MARKET?

Depends what article you read and what “expert” you listen to.

According to Standard and Poor it will take 46 months to
clear up ” shadow” inventory of distressed homes. Lender Processing Services stated that Home prices are up and Corelogic Chief Economist stated it continues to depend

on what happens in the world…

I guess the experts have no idea either.

An MSN News Article asks the same question:

Homebuyers: Should you wait for the housing market bottom?

The housing market will continue its downward spiral and that means opportunities for homebuyers. Waiting for the housing market bottom may not be the smartest strategy. Here are 5 reasons to buy now — and 5 reasons you may want to wait.

To read more, here’s the source of the MSN Article on “Housing Market Bottom“. Hope it helps.

_____________________________

Peter Greijn is a local Realtor, and Foreclosure Expert.

Everyone’s Articles – The 919 Business Network – Local Business Networking

Preventing Diabetes – The Bottom Line

Keeping weight in check, being active, and eating a healthy diet can prevent most cases of type 2 diabetes.

1. Put exercise first—and put television last. Regular exercise by itself can cut diabetes risk. That it also helps keep weight in check adds even more benefit. Choose things you enjoy and do them every day. Too much television-watching ups diabetes risk—an increase of 20 percent for every 2 hours you watch. So trade some of your sit-time for fit-time.

2. Try to keep weight in check. Being a healthy weight is the best thing you can do to lower your risk of diabetes. Need to lose weight? Getting active and eating a healthy diet, with smaller portions, s-l-o-w-l-y are your best bets.

3. Choose healthy fats and proteins, and skip the red and processed meat. Sure, they’ve got long names, but a diet rich in mono and polyunsaturated fats can help lower your risk of diabetes and heart disease. Canola oil and olive oil are great choices, as are the fats in avocados, nuts, and seeds. For protein, replace the steaks, chops, hot dogs, and bacon with nuts, beans, poultry, fish, or processed meat.

4. Focus on plant foods.
A diet high in whole grains can help lower the risk of diabetes and keep appetite in check. Choose a good variety of whole grain foods prepared in interesting ways, such as Mollie Katzen’s recipe for couscous-quinoa tabouli.

5. Cut back on refined carbs and sugary drinks. White bread, white rice, white pasta and potatoes cause fast and furious increases in blood sugar, as do sugary soft drinks, fruit punch, and fruit juice. Over time, eating lots of these refined carbohydrates and sugar may increase your risk of type 2 diabetes. To lower your risk—switch to whole grains and skip the sugar, especially the sugary drinks. Drink water, coffee or tea instead.

There’s good news and bad news about type 2 diabetes, which used to be called adult onset diabetes. The bad news? It’s striking people at younger and younger ages, and rates are skyrocketing globally as the population grows heavier and gets less physical activity. The good news? It’s highly preventable.
Keeping weight in check and being physically active can help prevent most cases of the disease.

Choosing a diet rich in whole grains and healthy fats adds even more protection—skip the refined grains and sugary soda. Limiting red meat—steak, hamburger, pork chops, and the like—and avoiding processed meat—bacon, hot dogs, and deli meats—can also help lower diabetes risk. Go for healthier protein sources instead, such as nuts, beans, poultry, and fish.

This article is taken from Harvard School of Public Health. You can read other articles on eldercare at www.homecareassistance.com.

Everyone’s Articles – The 919 Business Network – Local Business Networking

Give Your Bottom Line a Boost with Gift Cards

There are two ways to increase revenue: Acquire new customers and motivate existing customers to spend more. Turn gift cards into powerful marketing tools that increase revenue, promote your business and expand your customer base through innovative and proven techniques.

Leverage Traditional Gift Cards

A gift card is a great word of mouth marketing tool to gain new clientele. It’s a personal endorsement – from the gift card giver to the recipient – to patronize your business. The recipient, who otherwise may not be familiar with your business, has a chance to become a new, loyal customer.

When asked for donations for a charity, give a gift card. It’s better than cash and if you give product the recipient never sees all you have to offer. With a gift card the winner will need to come in to your establishment in order to redeem their prize.

Restaurants can have off days when they are understaffed because of illness, etc. This is a great time to give a gift card! Should the food not be the quality one would ordinarily expect or the service is slow, offer a gift card to the diner explaining the situation and the gift card will bring them back to enjoy the experience that you usually offer.

When retail items are returned to your store, keep that money in your store by offering a gift card for the value of the item instead of returning their money. Especially if they have taken a long time to return the item.

Develop a Loyalty Program

Use gift cards to generate loyalty by rewarding customers….and motivate them to return. Turn your gift cards into stored value cards and offer customers incentives that entice customers to continue loading money onto them. When customers invest in your business this way, they commit to spending more money with you.

Market your business through promotions.

Leverage relationships with other local merchants who can refer business. Target locations your potential customers frequent. For instance a photographer could display preloaded gift cards in a bridal shop, children’s store, jewelry store, caterer or bakery.

Preload several cards and pass them out at neighboring businesses or networking events to attract new customers. When the card is redeemed toward the purchase in your business ask the customer if they enjoyed their experience and suggest they load additional money on the card for someone else that would also enjoy shopping or dining at your establishment.

Everyone’s Blog Posts – inSide239 Business Network