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Spying Devices Installed on Hong Kong Cars ~ Is the same thing happening elsewhere? ~

June 8, 2012 By

We are doing the same thing in the U.S.~ The little black box under your seat that car manufacturers install courtesy of your insurance company. On Star, your GPS, and Cell Phone. There is more ~ If you feel you’re being followed ~ you already are….If you would like to know more, please contact us.

Check out this article just published here; http://www.theepochtimes.com/n2/china-news/chinese-spying-devices-installed-on-hong-kong-cars-57587.html

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Yes, I Do Think A Raleigh Loan Modification Is The right Thing To Do

April 26, 2012 By

Raleigh NC – I received a note the other day from Andrew. He was upset that I would tell people that are upside down on their house to ask for a principal reduction from their lender. Here was his email.

Click here to discover how other sellers successfully did a short sale and avoided foreclosure.

“I saw your blog post about how the banks won’t approve principal reductions for people who are struggling financially.

You recommended that anyone upside down should short sale their house because that is the only way to get the amount they owe reduced.

These people took out a loan and made a promise to do everything in their power to repay it. I think it is wrong that you would openly recommend them break that promise.

All that does is make it harder for someone responsible to get a loan. They banks have lost so much money because people walked away from their mortgages that they are making it impossible for responsible people to get a mortgage. Andrew.”

Here was my response to Andrew’s email.

“Andrew, thank you for your opinion. Fortunately we live in America and everyone is entitled to their opinion.

I can understand that you are frustrated. It sounds like this has affected you personally when you tried to borrow money. But, let me ask you this.

I meet a homeowner named John. John’s company went under during the economic crisis and John lost his job. He was out of work for six months and burned up all his savings and retirement accounts trying to stay afloat.

Today John is working 2 jobs, but making less money than he did at his previous 1 job. He cannot afford his mortgage payment. His lender will not reduce the payment to where he can afford it.

If he pays it, then he can’t pay for groceries. He makes too much money to qualify for food stamps. So, what should he do?

Should he get a third job, work until he burns out, and then lose everything? Or, should he move to a more affordable house and try to get his life back on track?

I think he should do whatever he can to get his life back on track, whether that be a loan modification or short sale. I know you may think he should work 80 or 100 hours a week until he has repaid every single debt in full.

Ultimately John and his family have to do what makes sense for them. Fortunately, America gives you the freedom to make your own decisions on what is best for you. Thinking about a short sale?

I can help you short sale your property and get back on your feet. Send me an e-mail at ken@goldensrealty.com. I will contact you for a free consultation.

When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at (919) 606-8751

Discover how other sellers successfully completed a short sale and request a free consultation by clicking here.

Thinking about a loan modification? Our Raleigh loan modification kit has the instructions you will need to get a loan modification approved with your bank. Click here to request a copy.

Thanks for reading this, Ken Smith.

Ken is a Real Estate Broker at Goldens Realty. Raleigh Short Sales Realtor:

Phone: (919) 606-8751 . ken@goldensrealty.com.

Friendly, loyal, intelligent service!

View My homes for sale at www.GoldensRealty.com.

Ken Smith specializes in loan modification assistance and short sales in Raleigh North Carolina. Raleigh Loan Modification Help, Raleigh Short Sales. Raleigh Short Sale Realtor. Raleigh NC Short Sales. Raleigh Realtor.

Copyright 2012 SFI Marketing Institute, LLC. All Rights Reserved.

Important Notice

Ken Smith, Goldens Realty, and the Stop Foreclosure Institute are not affiliated in any way, shape, or form with the government. Our services have not been reviewed or endorse by the government or your lender. Most lenders willingly work with agents on short sales. Why?

Because most short sales are beneficial to a lender. If you accept our offer to help you on a short sale, your lender may not agree to a short sale or to modify your loan. We do offer a loan modification kit.

However, the likelihood of negotiating a modification is like everything else in life. It takes work and persistence to convince your lender to modify your loan. No matter what you or we do, your lender may not approve a loan modification.

We do not recommend that you stop paying your mortgage, because this will cause damage to your credit and could cause you to lose your home. Because we know avoiding foreclosure is so important to any homeowner, we recommend that you speak with the appropriate legal or tax advisor before making any decision.

This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing.

You have the option to reject a short sale or loan modification from your lender if it does not meet your approval. If you decide not to go thru with the short sale, then you do not have to pay us our fee. We normally make a real estate sales commission for helping you on a short sale.

The views expressed here are Ken’s personal views and do not reflect the views of Goldens Realty.

This information on Yes, I Do Think A Raleigh Loan Modification Is The right Thing To Do is provided as a courtesy to our viewers to help them make informed decisions.

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If you did one thing differently today, what would it be?

April 19, 2012 By

If you elected to do one thing differently today, what would it be? Would you ride a bike with the kids instead of watching TV? Would you speak up at that staff meeting? Would you buy fruit instead of cereal? What one thing can you do differently today that could change your entire week?

Everything starts with a thought. Therefore, merely imagine: if you were to deliberately change one tiny thing a day, how would your new life look and feel?

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And Confusion Is a Good Thing because…?

February 20, 2012 By

Have you ever been confused? At a seminar once upon a time, a larger than life character told me that being confused is definitely cause for celebration. The idea being that when someone is confused, that’s the precursor to learning something new.

Simply said, nothing in life has any meaning except the meaning we attach to it. If you can change or start a belief in a heartbeat, how does it work? The answer is simple: We naturally learn by taking a new experience and linking it up to a previous experience. The brain cells that fire together, wire together. And they wire together with emotion and feeling.

So, if we want to stop a pattern of unhealthy thinking, putting ourselves in a new highly emotional state of confusion is healthy, IF in those moments we consciously attach a new meaning to an old pattern.

For instance, in 1999 when I went through my coaches training with Mr. Larger than Life, we showed up one morning all expecting to have a day of classroom instruction. Instead we were directed to a van and told we were off to an “experience”!

Thirty minutes later, as we pulled into the skydiving place, people got confused. Thoughts ran through everyone’s mind: This was not the training day we were supposed to have; OMG we have to jump out of a plane?!?; OMG the fear; OMG the panic; OMG the anxiety; OMG the CONFUSION and OMG I AM GOING TO DIE!! People were frantically trying to reason out the situation and decipher what it meant for them because they did not automatically have a past frame of reference to link it to!

While most were in a state of confusion, I was feeling something different! You see, I had a past frame of reference from being in the US Army. I had already experienced their moment of panic, fear and confusion when I went through US Army Airborne School. And in my moment of panic, fear and confusion jumping out the door at only 1,200 feet, I anchored in the new belief that, if I live through this, I can do anything! And, I had those brain cells fire together and wire together over the next 4 jumps. So, when we had to jump out of the plane in tandem with a 12,000 foot free fall and plenty of time to react to any issues, I was not fearful, but positively excited! I knew, “I could handle anything!”

The great thing was, at the day’s end, everyone wanted to go up again and experience skydiving without a tandem instructor and go solo! And, we had all bonded and participated in a life event that brought us all closer together!

Ultimately, skydiving a second time was not to be. Mr. Larger than Life had something better in store for us. At the end of the next day of training, at about 10pm, instead of going home, we were stretched again.

The instructions were simple: empty all of your pockets and give us everything except your drivers’ license. Take this small bag that contains fifty cents, an emergency number to call, pocket camera for proof, a small pack of almonds as our gift to you. Men have to go alone, women in groups of two and you have 15 hours to get from San Diego to Los Angeles and back again using nothing but your coaching skills and your ability to add value to others. “If you are not back by 5pm Sunday, you fail the course!”

Let me just say, while some were excited, I was not. This was my moment of “OMG to LA and back on a Sunday night, alone?, OMG the fear, OMG the panic, OMG the anxiety, OMG the CONFUSION and OMG I AM GOING TO DIE!!

How do you think it ended? That’s a Thought of the Week for another time. Or, do you know the ending already? Successful people thrive in OMG moments!

To your continued success,

James

PS: What are your OMG moments that have shaped your success…I would LOVE to know them! Comment below!


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James Murphy provides Executive Coaching and Life Coaching to independent business owners, entrepreneurs, and executives who are ready to stop talking about what they want and start getting concrete results! He can be reached directly at James@evolutionforsuccess.com or at 919-745-7569.


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